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Socks to a T

Socks to a T discovers a perfect fit at Oregon Pacific Bank

Whether you fancy foxes or prefer pirates, you’re sure to find your perfect pair of socks at Dave Twombly’s shop.

As the owners of three businesses in Florence – Socks to a T, All About Olives, and Central Coast Disposal – Dave and his wife, Lynne, are seasoned entrepreneurs. In order to focus on running their diverse companies, they count on us for all their business banking needs.

“We have banked with OPB for over 20 years and have been very satisfied with the friendly staff and with all the services they provide,” Dave says.

The Twomblys put their trust in us to handle their checking and savings, merchant services, point-of-sale services, credit cards, line of credit and mortgage loans, allowing them to do what they do best – selling quirky socks.

“Our journey has been fun and educational,” Dave says. “Retail clothing is a great way to be creative; we have a great design team for our T-shirts and sweatshirts and offer so many crazy and cute socks to choose from.”

In addition to selling eccentric socks, Dave and his talented team design an array of T-shirts and sweatshirts, including “magic shirts” that reveal vibrant colors when exposed to the sun, Rhododendron Festival-themed shirts and high-quality hiking, running and compression socks.

Located in Florence’s beautiful Old Town on historic Bay Street, Socks to a T is a local gem, and Oregon Pacific Bank is honored to partner with the Twomblys and put on a new pair of their silly socks, every day of the week.

Banker Spotlight

Lori Gates

Lori Gates

VP, Branch Manager/Business Development Officer
Florence Branch
541-997-7121


“If you have any questions, or there’s anything you don’t understand, we’re here to help you.”


When Lori Gates started at Oregon Pacific Bank, company headquarters was in a trailer in a Florence parking lot. As the bank has grown over the years to have branch offices in five communities, Lori’s career has grown along with it.

“I got a job here, and it changed my life,” Lori says.

She’s done a little of everything at the bank since she began in 1980. She started off as a teller, and she enjoyed building rapport and relationships with customers. “I didn’t want to do anything else. I loved my job,” she recalls.

Later, she made the move to Merchant Services and found she loved that job, too, for many of the same reasons. She enjoyed working with customers onsite and helping them get their businesses set up to handle financial transactions. “That was my passion,” Lori says. “I’ve gotten to know so many businesses and owners in the community.”

Now, Lori is relishing her role as a Florence branch manager and makes herself available to answer any need or question that comes up. “I love helping people,” she says. “I’ve never woken up and said, ‘I don’t want to go work.’”

One of the things she looks forward to every year is the ice cream social held in Florence around the 4th of July. Last year, because of COVID-19, it was a drive-through event. But in past years, customers came by to visit in the lobby and enjoy ice cream and conversation. Lori dresses in red, white and blue for the occasion.

“I enjoy functions like that, doing something fun for the community,” she says.

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