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Florence Motorsports

Florence Motorsports revs up business with OPB

When Ed and Deb Costa made a major life decision to relocate from California to the Oregon Coast and buy Florence Motorsports, they needed a new place to bank. The Oregon Dunes and its endless recreational opportunities was beckoning, and we were happy to help them with their banking needs.

Ed and Deb learned of the opportunity to buy the business when they were visiting Florence on one of their own trips to the dunes. They went back to California but couldn’t stop wondering what it would be like to do what they love every day. After some serious contemplation, they sold their trucking company, relocated their family and headed to Oregon.

With a business to run and being new to the Florence-area, the Costas knew it was important to choose the right bank. So, when another local business owner suggested Oregon Pacific Bank, they paid us a visit. Fast forward to today—the Costas love where they live and are operating a successful local company without having to worry about their banking needs.

Ed and Deb provide exceptional service for their customers, constantly striving to ensure that people have fun when they visit the Oregon Coast. They expect the same great one-on-one customer service from their bank—the Costas rely on us for their business checking, line of credit loans, mortgage loans, merchant services and personal checking and savings.

One of the things they appreciate most is that they are able to speak with a real person when they do their banking, Ed says. “They make all their own in-house decisions and you’re not having to call another location or get transferred around or go through automated services,” he says. “They are a one-stop shop for all your financial needs.”

Similarly, the Costas provide everything their customers need to make their vacations great, like servicing and selling motorcycles, ATVs, UTVs, as well as apparel and accessories and aftermarket and performance products.

Our bank employees often stop by their store just to check out what’s new, see how business is going, and to find out whether we’re meeting all their needs.

“We love the small-town feel of the bank, as compared to the corporate banking world where no one knows who you are,” Deb says. “We walk into the bank, and they all know who we are, and all are eager to go the extra mile to give us the best customer service.”

At Oregon Pacific Bank, we are honored to help Ed and Deb with their banking needs, so they can focus on what they love—running their family-operated business and having fun in the process.

When Ed and Deb Costa made a major life decision to relocate from California to the Oregon Coast and buy Florence Motorsports, they needed a new place to bank. The Oregon Dunes and its endless recreational opportunities was beckoning, and we were happy to help them with their banking needs.

Ed and Deb learned of the opportunity to buy the business when they were visiting Florence on one of their own trips to the dunes. They went back to California but couldn’t stop wondering what it would be like to do what they love every day. After some serious contemplation, they sold their trucking company, relocated their family and headed to Oregon.

With a business to run and being new to the Florence-area, the Costas knew it was important to choose the right bank. So, when another local business owner suggested Oregon Pacific Bank, they paid us a visit. Fast forward to today—the Costas love where they live and are operating a successful local company without having to worry about their banking needs.

Ed and Deb provide exceptional service for their customers, constantly striving to ensure that people have fun when they visit the Oregon Coast. They expect the same great one-on-one customer service from their bank—the Costas rely on us for their business checking, line of credit loans, mortgage loans, merchant services and personal checking and savings.

One of the things they appreciate most is that they are able to speak with a real person when they do their banking, Ed says. “They make all their own in-house decisions and you’re not having to call another location or get transferred around or go through automated services,” he says. “They are a one-stop shop for all your financial needs.”

Similarly, the Costas provide everything their customers need to make their vacations great, like servicing and selling motorcycles, ATVs, UTVs, as well as apparel and accessories and aftermarket and performance products.

Our bank employees often stop by their store just to check out what’s new, see how business is going, and to find out whether we’re meeting all their needs.

“We love the small-town feel of the bank, as compared to the corporate banking world where no one knows who you are,” Deb says. “We walk into the bank, and they all know who we are, and all are eager to go the extra mile to give us the best customer service.”

At Oregon Pacific Bank, we are honored to help Ed and Deb with their banking needs, so they can focus on what they love—running their family-operated business and having fun in the process.

Banker Spotlight
Lori Gates

Lori Gates

VP, Branch Manager/Business Development Officer
Florence Branch
541-997-7121

“If you have any questions, or there’s anything you don’t understand, we’re here to help you.”

When Lori Gates started at Oregon Pacific Bank, company headquarters was in a trailer in a Florence parking lot. As the bank has grown over the years to have branch offices in five communities, Lori’s career has grown along with it.

“I got a job here, and it changed my life,” Lori says.

She’s done a little of everything at the bank since she began in 1980. She started off as a teller, and she enjoyed building rapport and relationships with customers. “I didn’t want to do anything else. I loved my job,” she recalls.

Later, she made the move to Merchant Services and found she loved that job, too, for many of the same reasons. She enjoyed working with customers onsite and helping them get their businesses set up to handle financial transactions. “That was my passion,” Lori says. “I’ve gotten to know so many businesses and owners in the community.”

Now, Lori is relishing her role as a Florence branch manager and makes herself available to answer any need or question that comes up. “I love helping people,” she says. “I’ve never woken up and said, ‘I don’t want to go work.’”

One of the things she looks forward to every year is the ice cream social held in Florence around the 4th of July. Last year, because of COVID-19, it was a drive-through event. But in past years, customers came by to visit in the lobby and enjoy ice cream and conversation. Lori dresses in red, white and blue for the occasion.

“I enjoy functions like that, doing something fun for the community,” she says.

Lori stays active supporting the community outside of her job at the bank, as well. She serves on the board for the Florence Rotarians and is an advisor for the Interact youth club, which carries out multiple service projects every year to aid the community.

Lori has also served on the board for Boys & Girls Clubs of Western Lane County. In addition, she helps teach financial literacy classes to high school students and seniors. One message she focuses on is how to prevent falling prey to scams. She says she sees far too many people who are victimized by fraud.

“If someone calls or sends an email, don’t give out any financial information,” she says. “Do your own research and look it up separately.”

She tells people to reach out should they ever have any need help in handling finances and avoiding fraud. “If you have any questions, or there’s anything you don’t understand, we’re here to help you.”

Lori appreciates how OPB encourages employees to be involved in civic organizations for the betterment of employees and community alike. She enjoys staying busy with her community service work and taking time to relax with her family at home.

Looking back over her career, Lori has seen a lot of change. She remembers keying in stacks of checks by hand, but now everything is done electronically. Sometimes change can be challenging, but she always strives to keep a positive attitude. And she’s proud to be a part of Oregon Pacific Bank.

“I still love this bank,” Lori says. “I love my job.”

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