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Farm Unlimited takes root and continues to grow

Things were going well right from the start when Farm Unlimited opened for business in October 2019. The forestry consulting company in North Bend, Oregon, helps landowners with forestry management, whether they have 20 acres or thousands.

“It runs the whole range of planning, harvesting, reforestation and then young stand management to make sure those trees grow and become a great investment for the landowner,” says Farm Unlimited President Eric Farm.

Just months after getting the business off the ground, however, the COVID-19 crisis hit. “Everything stopped,” Eric says. “We were pretty nervous.”

Fortunately, the company had recently moved their banking to Oregon Pacific Bank. “When all this started happening, they were very responsive,” he says. “They were working on our PPP loan on Saturday, and by Monday we had funds in our account.”

Pam Plummer, Business Relationship Manager at our Coos Bay branch, makes it a point to build strong relationships with customers, so that she understands their business and is ready to help at a moment’s notice.

As a preferred lender for the Small Business Administration, Oregon Pacific Bank was poised to provide Paycheck Protection Program help and able to get applications processed quickly.

“I’ve had customers who have just broken down in tears, so thankful that we were able to help them—help them keep their doors open and their employees working,” Pam says.

With the PPP funds it received, Farm Unlimited found the breathing room it needed to continue operating during a difficult and unexpected time. Business has since picked up and they continue to be busy, helping forest landowners grow their own investments.

In all, Oregon Pacific Bank has loaned more than $125.2 million to 752 businesses and nonprofits in Lane, Coos, Douglas and Jackson counties, as part of the U.S. Paycheck Protection Program, retaining more than 15,000 local jobs. Part of the CARES Act, these forgivable loans provide a direct incentive for businesses and nonprofits to keep workers employed during the crisis.

Things were going well right from the start when Farm Unlimited opened for business in October 2019. The forestry consulting company in North Bend, Oregon, helps landowners with forestry management, whether they have 20 acres or thousands.

“It runs the whole range of planning, harvesting, reforestation and then young stand management to make sure those trees grow and become a great investment for the landowner,” says Farm Unlimited President Eric Farm.

Just months after getting the business off the ground, however, the COVID-19 crisis hit. “Everything stopped,” Eric says. “We were pretty nervous.”

Fortunately, the company had recently moved their banking to Oregon Pacific Bank. “When all this started happening, they were very responsive,” he says. “They were working on our PPP loan on Saturday, and by Monday we had funds in our account.”

Pam Plummer, Business Relationship Manager at our Coos Bay branch, makes it a point to build strong relationships with customers, so that she understands their business and is ready to help at a moment’s notice.

As a preferred lender for the Small Business Administration, Oregon Pacific Bank was poised to provide Paycheck Protection Program help and able to get applications processed quickly.

“I’ve had customers who have just broken down in tears, so thankful that we were able to help them—help them keep their doors open and their employees working,” Pam says.

With the PPP funds it received, Farm Unlimited found the breathing room it needed to continue operating during a difficult and unexpected time. Business has since picked up and they continue to be busy, helping forest landowners grow their own investments.

In all, Oregon Pacific Bank has loaned more than $125.2 million to 752 businesses and nonprofits in Lane, Coos, Douglas and Jackson counties, as part of the U.S. Paycheck Protection Program, retaining more than 15,000 local jobs. Part of the CARES Act, these forgivable loans provide a direct incentive for businesses and nonprofits to keep workers employed during the crisis.

Banker Spotlight
Pam Plummer

Pam Plummer

VP, Commercial Relationship Manager
Coos Bay Branch
541-269-7929

“We make our decisions locally so we can offer more of that hands-on feel when customers come to Oregon Pacific Bank.”

Pam Plummer grew up amid the glittery facades of Las Vegas. When she first laid her eyes on the Oregon Coast while visiting a friend in Coos Bay, she knew she was seeing something real that spoke to her.

“I fell in love with it,” she says. “The second I graduated from college I moved up here.”

That was 25 years ago. Pam has lived in Coos Bay ever since. She got a job as a bank teller at another bank and quickly began to take on new roles, eventually becoming a manager. When that bank was acquired by a larger company, she realized it was time for a change. It simply wasn’t the right fit for her anymore.

“I didn’t like the big bank feel,” she says. “I wanted the feeling of a community bank.”

Three years ago, she accepted a position at Oregon Pacific Bank, where she’s now a Vice President and Commercial Relationship Manager. She says the best part of her job is working with and getting to know her clients.

The challenge of banking in a small community requires a lender to be flexible enough to service all kinds of businesses, large and small.

“It calls for us to be diversified in the types of lending that we do because we’re hitting all aspects of the community,” Pam says.

As an example, Pam says the bank was able to work quickly to help facilitate the federal Paycheck Protection Program at the start of the pandemic, which provided emergency funds for employers to help keep people on payroll. She says a couple factors that helped is that OPB lacks the bureaucracy found at larger financial institutions and can make lending decisions quickly and at the local level. As a result, thousands of Oregon jobs were saved.

“It was a hard time to go through and see people struggling, but it was definitely a highlight of my career to see that we were able to help so many people,” she says. “It’s really rewarding to have gone through this process. It was a lot of long hours, but I don’t think any of us look back and regret a thing.”

Pam also supports the community with her involvement in multiple organizations, including the Bay Area Chamber of Commerce, the Bay Area Hospital, and South Coast Development Council.

In her personal life, Pam loves to get outside and do some hiking, camping and motocross with her family. She also enjoys watching her daughter play volleyball. In addition, she and her husband stay busy with some spec building projects and managing rental properties.

Pam looks forward to supporting her community for years to come and enjoys the consistency that OPB provides in a changing world.

“The personalized service is still here,” she says. “It’s still a community bank feel.”

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